Why Are Fire Risk Assessments (FRAs) Essential?

Fire Risk Assessments (FRAs) are now legally mandated for all commercial properties, residential apartment blocks, and Houses in Multiple Occupation (HMOs). Without a documented FRA, you risk non-compliance with fire safety regulations, which could also invalidate your insurance coverage.

According to Article 9 of the Regulatory Reform (Fire Safety) Order 2005:

“The responsible person must carry out a suitable and sufficient assessment of the risks to which relevant persons are exposed to determine the general fire precautions necessary to meet the requirements and prohibitions set out in this Order.”

What Is a Fire Risk Assessment?

A Fire Risk Assessment is a systematic process for identifying fire hazards within your property. It evaluates the risk associated with each hazard, considering existing control measures and fire safety management. By using a risk-based matrix, the assessment determines the overall risk level and provides guidance and recommendations for improving fire safety.

What Are the Consequences of Not Having an FRA?

Failing to comply with fire safety regulations and neglecting your responsibilities as the Responsible Person can lead to enforcement actions by local authorities, financial penalties, and potentially invalidated insurance. In severe cases, you could be held liable for prosecution if a fire occurs on your premises.